:root{--navy: #0b1f3b;--navy-light: #14315c;--gold: #b8873c;--gold-text: #8a6224;--ink: #1a1f2b;--muted: #5b6472;--bg: #f7f8fa;--cream: #faf3e8;--white: #ffffff;--border: #e3e6ec;--error: #a3342b;--success: #2f6f4e;--font-body: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;--font-serif: Georgia, "Times New Roman", serif;--max-width: 1120px;--radius: 6px}*,*:before,*:after{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:var(--font-body);color:var(--ink);background:var(--bg);line-height:1.6;-webkit-font-smoothing:antialiased}img{max-width:100%;display:block}a{color:inherit;text-decoration:none}h1,h2,h3,h4{font-family:var(--font-serif);font-weight:600;line-height:1.25;margin:0 0 .6em;color:var(--navy);text-wrap:balance}p{margin:0 0 1em;text-wrap:pretty}li{text-wrap:pretty}ul{margin:0;padding:0}.container{max-width:var(--max-width);margin:0 auto;padding:0 24px}.section{padding:72px 0}.section--tight{padding:48px 0}.section--alt{background:var(--white);border-top:1px solid var(--border);border-bottom:1px solid var(--border)}.eyebrow{display:inline-block;font-size:.78rem;letter-spacing:.08em;text-transform:uppercase;color:var(--gold-text);font-weight:700;margin-bottom:.75em}.lede{font-size:1.15rem;color:var(--muted);max-width:640px}.btn{display:inline-block;padding:13px 28px;border-radius:var(--radius);font-weight:600;font-size:.95rem;border:1px solid transparent;cursor:pointer;transition:background-color .15s ease,color .15s ease,border-color .15s ease}.btn--primary{background:var(--gold);color:var(--navy)}.btn--primary:hover{background:#a67934}.btn--outline{background:transparent;color:var(--navy);border-color:var(--navy)}.btn--outline:hover{background:var(--navy);color:var(--white)}.btn-row{display:flex;gap:16px;flex-wrap:wrap;margin-top:1.75em}.site-header{background:var(--white);border-bottom:1px solid var(--border);box-shadow:0 1px 2px 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h1{color:var(--navy);margin-bottom:.4em}.page-hero .lede{color:var(--muted)}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:48px}@media (max-width: 860px){.grid-3{grid-template-columns:1fr}}.card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:32px 28px}.card-icon{width:40px;height:40px;color:var(--navy);margin-bottom:18px}.card .step{font-family:var(--font-serif);font-size:.85rem;color:var(--gold-text);font-weight:700;letter-spacing:.06em;margin-bottom:.5em}.card h3{font-size:1.2rem;margin-bottom:.5em}.card p{color:var(--muted);font-size:.96rem;margin-bottom:.9em}.card p:last-child{margin-bottom:0}.card-list{padding-left:20px;color:var(--muted);font-size:.96rem}.card-list li{margin-bottom:.9em}.card-list li:last-child{margin-bottom:0}.callout{border-left:4px solid var(--gold);background:var(--white);padding:24px 28px;border-radius:var(--radius)}.callout h3{font-size:1.05rem;margin-bottom:.4em}.callout p{color:var(--muted);margin-bottom:0}.list{list-style:none;padding:0;margin:0 0 1em}.list li{position:relative;padding-left:22px;margin-bottom:.6em;color:var(--muted)}.list li:last-child{margin-bottom:0}.list li:before{content:"";position:absolute;left:0;top:.55em;width:7px;height:7px;border-radius:50%;background:var(--gold)}.stat-row{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}@media (max-width: 640px){.stat-row{grid-template-columns:1fr}}.stat-tile{text-align:center;padding:24px 16px;border:1px solid var(--border);border-radius:var(--radius);background:var(--bg)}.stat-number{font-family:var(--font-serif);font-size:2.5rem;font-weight:700;color:var(--navy);line-height:1;margin:0 0 8px}.stat-label{font-size:.82rem;color:var(--muted);text-transform:uppercase;letter-spacing:.05em;margin:0}.cta-band{background:var(--cream);color:var(--ink);padding:64px 0;text-align:center;border-top:3px solid var(--gold)}.cta-band h2{color:var(--navy)}.cta-band .lede{margin:0 auto .5em;color:var(--muted)}.cta-band .btn-row{justify-content:center}.site-footer{background:var(--white);color:var(--muted);padding:48px 0 28px;font-size:.9rem;border-top:1px solid var(--border)}.footer-grid{display:flex;flex-wrap:wrap;justify-content:space-between;gap:32px;padding-bottom:28px;border-bottom:1px solid var(--border)}.footer-brand{flex:1 1 380px;max-width:560px}.footer-brand .brand{display:block;margin-bottom:10px}.footer-brand p{margin:0}.footer-links{display:flex;gap:24px;list-style:none}.footer-links a{color:var(--navy)}.footer-links a:hover{color:var(--gold-text)}.footer-bottom{padding-top:20px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:8px;font-size:.82rem}.footer-bottom a{color:var(--navy)}.footer-bottom a:hover{color:var(--gold-text)}.footer-bottom__group{display:flex;align-items:center;gap:16px;flex-wrap:wrap}.footer-cookie-link{background:none;border:none;padding:0;margin:0;font:inherit;font-size:inherit;color:var(--navy);cursor:pointer}.footer-cookie-link:hover{color:var(--gold-text)}.cookie-banner{position:fixed;left:0;right:0;bottom:0;z-index:100;background:var(--cream);border-top:1px solid var(--border);box-shadow:0 -2px 10px #0b1f3b14}.cookie-banner[hidden]{display:none}.cookie-banner__inner{max-width:var(--max-width);margin:0 auto;padding:16px 24px;display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap}.cookie-banner__text{margin:0;font-size:.88rem;color:var(--ink);max-width:620px}.cookie-banner__text a{color:var(--gold-text);text-decoration:underline}.cookie-banner__actions{display:flex;gap:10px;flex-shrink:0}.cookie-banner__actions .btn{padding:9px 20px;font-size:.85rem}.form{max-width:560px}.form-row{margin-bottom:20px}.form-row 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strong{display:block;color:var(--navy);font-size:.98rem}.credentials span{color:var(--muted);font-size:.9rem}